Friday, December 31, 2010

Upromise - What is that?


Upromise was initially created as a way to earn cash back from everyday purchases to save up for future college costs for your children.  However, you don't actually have to have children or use the savings for college expenses.  You can earn the money and apply it to your existing student loans (with certain creditors) or you can request a check be mailed out to you on a quarterly basis.  Go here to read how to do this.  It is FREE to join and so it is FREE money you are earning back.  No reason NOT to join! 


You can earn in 3 ways:
Shopping online:
When you are planning an online purchase, log into your upromise account first.  Click the link for the store you are interested in and as simple as that, you have earned cash back.  The percentages vary and you know this upfront when you locate the store.  You can go here to see a list of participating online sites.

Eating Out:
You register your credit or debit cards with upromise, and anytime you eat at a participating restaurant and pay with a registered card, you earn cash back.  Go here to find participating restaurants.


AND my favorite:
Buy Groceries!
Just register your store shopper cards (Kroger, Randalls, CVS, etc).  Every time you make a purchase of a participating product, you earn cash back!  No receipts to turn in or anything.  Your purchases are tallied for you!  
To see a list of participating products, go here.
They now offer ecoupons too that can earn you extra savings.  You just need to log into your account once a month and load your ecoupons.  Once loaded, you can make a purchase of any of those items at one of the stores where you have your loyalty card registered and you save!  These savings will show in your Upromise account once approved (can take up to 8 weeks to show up).  Ecoupons are single use, so buying multiple items will not earn you those rewards more than once, but you will earn the regular cash back % for that item on each like item you purchase.


Upromise may not make you rich, but it really is little effort to get a little money back.  I log in once a month for the ecoupons and occasionally when doing online shopping and earn effortlessly.





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